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Dec 2, 2019

Protecting your business, personal assets, employees, and reputation is a must in today's marketplace. Is your business covered properly with insurance? What about you, personally? The average business judgment is around $50,000. And wait for don't have to have done something wrong to get named in a lawsuit. In this episode, Karen and Cadie talk with Commercial Business Insurance whisper Tim Gould of Azalea Insurance Advisors. Tim will walk us through the ins and outs of the most common business insurance (and some exotic ones) and the best ways to find the right coverage for your professional needs.

PRO TIP: Don't do this alone; find a professional insurance advisor who knows your business and your specific needs.


Tim Gould
  |  Azalea Insurance Advisors  |  Facebook  |  LinkedIn



There are tons of business insurance coverage because there are so many different types of businesses.

Business insurance can cover losses due to business property damage,
lost business income, employee illness and injury.

Determine what coverage your business needs before choosing a commercial business policy.

Each insurance agent is going to have their own take on coverage options and how to protect your business.

Not all insurance policies and agents are the same.

If you're sitting on a board of director seat, you may have liability. Make sure that the organization is paying for your insurance or you have covered your exposure.


Learn more about Karen Simmons & Cadie Gaut

Karen Simmons

Payroll Vault - Mobile & Baldwin Counties


Cheers To:

Each type of business has their own specific exposures. But somebody's coming to get their money. - Karen Simmons

You need to have somebody who can look after you as you run as fast as you can to grow in your business. - Tim Gould

If your company needs to go to court, and you need to pay for your defense, you need commercial insurance. - Tim Gould

With business insurance it seems that you're not selling insurance you're finding out what people need and you're giving them that solution. - Cadie Gaut

You've got to take the time to step back and think "okay, I need to plan what if something happens to my company or me." - Cadie Gaut

A business owner's policy it combines property and liability and contents all in one. It's a great start for a small business. - Tim Gould

If you got to protect yourself against property damage or any type of suit that would come to you towards bodily injury or property damage look at a business owner's policy. - Tim Gould